The first number that shapes what retirement will look like for you is your savings rate. '
Retirement income typically consists of three component…
Growing money is still an important component of an Optimized Retirement Income Plan.
Your investing goal should be to earn 6% or more over any 10…
An Asset Drawdown Rate is the percentage of your beginning balance you 'draw' from your retirement-day account balance as income each year (adjusted …
Selecting a drawdown rate is a tradeoff between maximizing income and maximizing the odds of NOT running out of money.
A higher draw rate means a …
When tax rates go up on retirees living on a largely fixed income, the extra taxes must come out of lifestyle money - which is no fun.
Therefore, we…
If your advisor (and others in the Wall Street food-chain) charge a percentage of your account value each year - you'll pay twice as much to have the…
During our working years - growth of our account balance is our first priority.
In retirement, the preservation of our money - and the income we c…
There's a 70% chance you'll have a long-term care event in your lifetime. If you're married, the statistical odds are 100% - and long term care cost…
Want to know more about what an Optimized Retirement Income Plan might look like for you?